Now reduced to start school again in the autumn, a new generation of students bernhardt furniture at the university will start to use the services of the Student Loan Fund (Fund). Fund is in many ways a very clever mechanism that ensures a certain equality in education. If it had not been for a loan from the Fund at the time I had myself not had the opportunity to pursue my studies and for that I am grateful. The phenomenon, however, is not perfect and regularly bring up discussions about the need to make the changes to the country 's bernhardt furniture support for students bernhardt furniture in higher education, particularly the right to receive the support of loans raised.
Here in the old days, it was so that people began studying at university and immediately to student loans. No specific request was made for progress. Later, it changed, namely were not paid for until after a new student had shown low performance, at least one semester, and today this is so that all loans are paid out after.
Mainly because the project is such that it increases the cost of another bernhardt furniture way for Fund (and thus for both taxpayers and borrowers) and the bears, in my opinion, bernhardt furniture the overdraft Icelandic culture. Apart from subsidies to basic banking practice.
The practice, while waiting for student loans provide banks learner special bernhardt furniture overdraft services, with interest until payment comes from the Fund. Banks offer albeit "favorable" terms of these overdrafts (6.9% seems to me Landsbanki moment) but the bank such as in the "bet" on the normal bernhardt furniture progress of the program, but not the Fund. Why should banks be in such a bet? Sure, probably because if the bet is lost then also apply to no more "favorable" overdraft elected, but changes in the normal learning overdraft overdraft real interest start Tikka into.
Does there, no matter whether bernhardt furniture it is a case of first-year students who had perhaps to demonstrate to be ready for university, third-year students on the verge graduation or master students who have achieved all their time in all the years ahead. "Vonda" semester is what blífur and the sequel will be more complicated because now you have to pay to pay overdrafts for the bank and at the same time trying to complete the course.
But the main scourge me the fact that immediately after young people finish school and then going to university, the message from the Fund, despite claims about the performance of student loans, they beisiklí this Reddit, you just apply for overdraft ...!
At the end of March. was presented to the Committee on the outcome of the review of the Act on Fund and draft bill included. Various interesting is the preliminary finding, it is still under. the expected overdraft methodology. Methinks it unfortunately.
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